LEASING

HOW DO I LEASE A LYRIQ (V)/VISTIQ/OPTIQ?

You can access a leasing offer on a Cadillac electric SUV at the vehicle configuration stage on our website. Simply go to the configurator, configure the Cadillac of your dreams and select leasing as your financing option.

 

Configure VISTIQ

Configure LYRIQ

Configure LYRIQ V

 

Here is what will happen next:

1. You will be asked to create an account

2. You will select your service package and insurance (both optional)

3. You will complete the leasing application (verify your phone number, provide personal details, household, employment, income & expense information)

4. You will need to download the IDnow app to authenticate yourself

5. Once you have completed your leasing application, the bank will review it and, if approved, send you your leasing contract to sign digitally

6. You will receive an SMS asking you to create an account in order to sign the contract digitally using Swisscom as an e-sign provider

7. You will receive an email to sign the contract on the Skribble e-signing platform

For any questions throughout the process, you can contact our Support Team via this form or live chat.

IS THE MONTHLY LEASE RATE A FIXED RATE?

Yes it is a fixed rate.

WHAT HAPPENS IF I EXCEED THE MILEAGE ON MY ELECTRIC LEASE CONTRACT?

Under your electric vehicle lease contract, you will be charged according to the terms and conditions of your contract for excess kilometres.

IS INSURANCE INCLUDED IN MY ELECTRIC VEHICLE LEASE CONTRACT?

You have the option to choose from various complementary insurance policies added to your monthly leasing rate. Please note that motor insurance is mandatory - please present your own fully comprehensive compatible motor insurance. Please refer to the terms and conditions of your lease contract.

WHAT ARE THE DIFFERENCES BETWEEN THE INSURANCE PACKAGES AVAILABLE BY THE BANKING PARTNERS?

Motor Insurance Flex:

- Fully comprehensive insurance covering damage caused by collision to own vehicle (deductible: CHF 1000.-)

- Comprehensive insurance also includes liability insurance and covers property damage and personal injury caused to a 3rd party with the vehicle.


Note: A prove of a fully comprehensive insurance is mandantory. Customers can present their own insurance. In the event of a claim, assignment of the insured amount is transferred to CA Autobank not to the customer - corresponding document must be signed upon vehicle handover.


GAP Insurance:

- The GAP insurance is a supplement to the mandatory fully comprehensive insurance and thus optional

- The insurance benefit is equal to the difference between the cash purchase price and the fully comprehensive insurance benefit.

 

Keep in mind: Fully comprehensive insurance only covers the current vehicle value. GAP insurance covers the gap to the cash purchase price.


Comfort Plus:

- Can be selected optionally, only for private customers

- Protects customers against unforeseeable financial risks caused by incapacity for work or unemployment


Traffic Legal Protection:

- Insured Legal Cases: Criminal Law & Withdrawal of Driver's license

- Included services: Handling of the legal case and representation by a lawyer, Legal advice, worldwide insurance coverage for the above mentioned legal cases

IS SERVICING OF THE ELECTRIC VEHICLE INCLUDED IN MY LEASE CONTRACT?

You have the option to choose between two vehicle maintenance packages, which will be added to your EV lease monthly payment. Please note that all service and maintenance work must be carried out by our certified service partners. For more information, please refer to the general terms and conditions of your contract.

WHAT DOES THE MAINTENANCE PACKAGE FOR YOUR CADILLAC ELECTRIC SUV INCLUDE?

The Cadillac electric vehicle maintenance package covers all regular vehicle maintenance costs, including fluid and parts replacement, plus the following wear & tear components:
- Brake pads
- Brake discs
- Shock absorbers
- Fuses

- Wipers

All components not explicitly mentioned are considered not included in the maintenance package.

WHAT DOES THE CADILLAC MAINTENANCE & WINTER WHEELS PACKAGE INCLUDE?

The Cadillac electric SUV maintenance package covers all regular vehicle maintenance costs, including fluid and parts replacement, plus the following wear & tear components:
- Brake pads
- Brake discs
- Shock absorbers
- Fuses
- Wipers

- A set of winter tyres with corresponding wheels (by default, winter wheels are always the Luxury version), pressure sensors, and seasonal fitting and storage.

All components not explicitly mentioned are considered not included in the maintenance package.

CAN I ORDER AN ELECTRIC VEHICLE ON LEASE ONLINE SAFELY?

You can absolutely order an electric vehicle on lease safely on our website. The security of your online data is our priority, and we adhere to all local and international laws and regulations for your online safety.

CAN I RETURN MY ELECTRIC SUV BEFORE THE LEASE EXPIRES?

Yes, you can return your electric vehicle before the end of the lease. Please be aware, however, that fees will be associated with early termination of the lease, according to the terms and conditions of your contract.

WHY DO I HAVE TO GO THROUGH THE EXPORT COMPLIANCE SCREENING?

This is a legal requirement, Cadillac Europe GmbH (Cadillac) has compliance obligations under the export control laws and regulations of the United States, United Kingdom, European Union, and other relevant jurisdictions which may restrict exchanging commodities with designated individuals or certain countries and their nationals.

WHY IS THE ACCOUNT CREATION COMPULSORY TO ORDER A CAR?

Creating an account is a requirement as it will allow you to:


- track your order
- manage Cadillac extra subscriptions
- manage privacy settings and personal details
- use the same log-in for My Cadillac App.

WHY DOES THE PRICE OF THE INSURANCE VARY?

The price of the insurance varies depending on the personal information provided in the insurance questionarie (e.g. driver's age, nationality and driving history). In other words, we provide an accurate and customised cost for the insurance package based on your answer.

WHAT IS THE DOWN PAYMENT?

The down payment is an initial one-off payment that reduces your monthly instalment. This amount can vary from CHF 0.- to CHF 18 500.- in increments of CHF 500.-

WHAT IS ZEK AND HOW ARE THEY INVOLVED?

ZEK (Zentralstelle für Kreditinformation) is a registry of all Credits or Leasing held by private customers in Switzerland. Its goal is to prevent customers from bankruptcy by checking that the total amount of credit he subscribes to is not above what they can afford.

WHAT IS THE OTP NUMBER?

OTP stands for One Time Password. It is used to verify your phone number, you will receive an SMS from CA Autobank with a unique code that you need to input in the OTP field.

CAN I CANCEL MY LEASE?

You can cancel your lease within 14 days after signature of the contract and return the car. After 14 days you can break the lease although there will be a fee associated with early termination, according to the terms & conditions of your contract.

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